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Couple’s mortgage fraud trial delayed



Swansea crown court (1)THE TRIAL of a business couple accused of a string of frauds across west Wales could be delayed for almost a year, a judge heard today.
John James Carney, aged 56, and Tracey Angela Heyman, 49, are to stand trial before a jury at Swansea crown court but an earlier hearing had been told that Carney had fallen ill.
The same court was told today that he had since undergone a serious operation on his bowel and that it was unclear how much, if any, further treatment would be necessary.
The original trial date in September was abandoned, as expected, and now the couple will not go on trial before March, 2015, because of a combination of Carney’s state of health and pressure on court time.
Carney and Heyman, now living at 2 Kelsey Head, Port Solent, Portsmouth, Hampshire, have denied six charges of fraud involving allegations that the couple obtained mortgages by pretending that Heyman was paid an annual salary by Discipline by Design ranging from £37,000 to £75,000.
The properties were 33 Bryn Steffan, Lampeter (£104,000 mortgage), 35 Bryn Steffan (£109,000), 59 Addison Drive, Lincoln (£77,775), Madryn, Llanybydder (£205,000) Arosta, Llanybydder (£124,000) and 39 Bryn Steffan (£159,110).
They also deny obtaining a £698,000 mortgage by fraud to obtain Plas Llangoedmor Mansion, Cardigan, and a £560,000 mortgage to obtain The Thatched Farmhouse, Llanybydder, by falsely representing that they each received an annual salary of £250,000.
They have also pleaded not guilty to obtaining a £357,000 flexible business loan from Natwest by falsely predicting business income of between £433,000 and £533,000 a year.
The couple also deny making false representations in order to obtain the approval of creditors for a voluntary agreement by failing to disclose that they owned 35 Bryn Steffan and Audi cars.
Carney and Heyman also deny fraud by obtaining car insurance for Carney by falsely claiming that he had a valid UK driver’s licence and that he did not have any motoring convictions.
Carney alone denies attempting to pervert the course of justice by carrying out a series of acts that included giving instructions for documents to be removed and arranging for monies to be paid into the account of another person.
All the offending was said to have taken place between August 17, 2004, and November 30, 2012.
The couple are on bail.
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Two years of Active Travel improvements worth £336,750 completed in Cardigan



Councillor John Adams Lewis: On the newly widened footway

WORK has recently been completed by Ceredigion County Council to widen the footway on Pont y Cleifion Road, which sees the culmination of a two year package of grant-funded Active Travel improvements in Cardigan.

Deputy Leader of the Council, Councillor Ray Quant MBE, Cabinet Member with responsibility for Technical Services said, “I’m delighted that grant funding of £294,575 has been received from the Welsh Government’s Local Transport Fund over the two year programme. Coupled with financial contributions also made by Ceredigion County Council and Cardigan Town Council, the total value of this package scheme amounted to £336,750 to benefit the well-being of residents of Cardigan town. Further potential improvements have been identified by Highways Officers and these will be developed next year with a view to future implementation and construction.”

During the first year, the improvements were concentrated in the vicinity of Cardigan Primary School, which saw the introduction of a new 20 mph zone with traffic calming, wider footways, upgraded crossings and a new path to the swimming pool. A new cycle shelter and two new scooter shelters were installed at the primary school to help encourage more Active Travel journeys and less car trips. This was aided further by providing two brand new scooters and helmets which the school have used for pupils to earn ‘Scooterer of the week’.

The second year saw a 20 mph zone and traffic calming implemented outside Cardigan Secondary School, again with wider footways and new raised table crossings to aid pedestrians and mobility users. A new cycle shelter was installed to encourage pupils and staff to cycle to the school. The scheme included completion of the ‘missing’ footway link to the other side of the road on Aberystwyth Road with new resurfacing which has improved pedestrian connectivity and user comfort.

A new pedestrian refuge was also installed in the carriageway to aid crossing on Aberystwyth Road. The footway on Pont y Cleifion road was previously narrow and unsuitable for pushchair or mobility users due to the lack of dropped kerb provision. However the recent construction works have brought this section of footway up to modern design standards and provides a better quality Active Travel link between the town centre and the Parc Teifi Business Park.

Councillor John Adams-Lewis, Local Member for Mwldan ward and Chair of governors for Cardigan Primary School added, “I’m pleased that Cardigan Town Council has supported these improvements financially which has resulted in a number of footway enhancements in the town, especially at both our school locations which have benefited from road safety improvements and reduced speed limits. I would also like to thank Ceredigion County Council for their financial contributions and to Highways Officers for securing this grant funding and for overseeing these high quality works.”

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Police warn online trolls over ‘malicious’ Kiara comments



DYFED-POWYS POLICE have warned online trolls that they may take action against malicious comments relating to Kiara Moore, the 2-year-old child who sadly died in the River Teifi on Monday (Mar 19).

Her mother, Kim Rowlands, and father, Jet Moore, both posted on social media site Facebook following their daughter’s death.

Jet, responding to questions about the incident, said that it was a tragic accident.

Jet Moore: Explained what happened in Cardigan

He posted: “Just to let every one who keeps asking how know, it was the lemons stacked up too far!

“They got in the car to go home. Sat on bank card which snapped and needed money to get home etc.

“Went back to the office to get money from the desk and came back to no car. Looked in the river, no signs. So we thought she and the car had been taken.

“The police found the car a while later and went way beyond the call of duty jumping in and pulling her out.

“They tried to revive her for hours but unfortunately could not.

“Everyone had done their best.

“Thank you all so much for the support it means the world!”

Kim Rowlands: With her daughter, Kiara

His partner, Kim, added in a separate post: “Sadly yesterday my beautiful baby girl passed away!

“Due to my own stupidity, I will have to live with the guilt for the rest of my life!

“Mummy loves you baby girl and I’m so sorry.”

Many users of the social network commented on the posts which caused offence to many readers.

Now Dyfed-Powys Police has warned people to ‘think very carefully’ before commenting, and not to speculate about the events of Monday afternoon.

A spokesperson said: “Enquiries are continuing to fully understand the circumstances surrounding this tragic incident.

“Examination of the vehicle will form part of these enquiries.

“We can also confirm that the vehicle had not been stolen.

“We are aware of potentially malicious comments relating to the incident on social media. These are being reviewed and action may be taken where appropriate.”

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Two cardigan women warned of jail time



TWO Cardigan women have been warned they could go to jail.

Sarah Prytherch-Jones and Sarah Murnane appeared before Miss Recorder Elwen Evans at Swansea Crown Court for a plea and trial preparation hearing.

Prytherch-Jones, aged 32, of North Road, and Murnane, 35, of Greenfield Row, admitted breaking into a property on St Mary Street, Cardigan, on September 8, 2016, with the intention of causing criminal damage.

The plea was accepted by Nicola Powell, prosecuting, and a charge of burglary with the intention of causing grievous bodily harm was withdrawn.

They will be sentenced on April 3.

Miss Recorder Evans warned them that the offence was a serious one and that a jail sentence would be at the forefront of the sentencing judge’s mind.

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